|
|
| |
| Please
first so that you can return and enjoy more information! |
| |
Compare Cruise Insurance
- You often get what you pay for!
When planning a travel vacation or cruise vacation, the last thing that one
wants to think about is trouble or cancellation. Thus travel and cruise
insurance is often left on the back burner. However, when the time comes to
purchase your vacation insurance, be sure that you compare cruise insurance
and travel insurance policies to ensure that you are getting what you
expect. As always, it's "buyer beware"!
That's not to say that all insurance policies and companies are out to
deceive you or hide the terms of insurance pay-outs. In fact, most are very
reputable. The problem comes when trying to economize while buying
insurance. You really do "get what you pay for" in most cases - especially
when you compare insurance policies.
There are often so many variables when purchasing cruise insurance or travel
insurance that we can become somewhat complacent with what we are
purchasing. Again, "Buyer Beware!" Make sure you know what's available and
what's included in your insurance policy package. As an example, insurance
companies like Travel Guard International, America's largest provider of
travel insurance offers a wide range of benefits with their Comprehensive
Coverage. Included in Travel Guard's packages are the following benefits:
· Trip Cancellation - Providing reimbursement of 100% of trip cost if
the trip is cancelled under the terms of the insurance policy.
· Trip interruption - Providing reimbursement of trip cost if the
trip is interrupted as covered by the insurance policy such as evacuation
due to hurricane.
· Trip Delay - Providing reimbursement for additional accommodations
or travel expenses if the traveler is delayed for more than several hours.
· Lost, Stolen or Damaged Baggage and travel documents - Providing
reimbursements if luggage is lost, damaged or stolen while the insured is
traveling, or if travel documents are lost or stolen.
· Baggage Delay - Providing reimbursement for the purchase of
essential items if your bags are delayed more than 24 hours.
· Medical Expenses - Providing reimbursement for necessary medical
expenses up to one year after the illness or injury providing the insured
traveler sought medical treatment while on the trip.
· Emergency Medical Transportation - Covering the cost of evacuation
and transportation to the nearest adequate medical facility.
· Travel Guard Assistance - A 24 hour hotline for emergency
assistance, medical referrals, prescription replacement assistance,
replacing travel documents and more.
· Livetravel - Travel Guard's round the clock travel agent service
for emergency or last minute travel changes such as rebooking flights,
arranging hotels and ground transportation and tracking lost luggage.
· Concierge - 24 hour worldwide access to restaurant
referrals/reservations, event tickets, tee times, floral services, ground
transportation and more.
As well, in many cases, travelers purchasing Travel Guard insurance within
15 days of making their initial trip payment also receive at no additional
cost:
· Pre-Existing Medical Condition Exclusion Waiver - protection if
pre-existing medical conditions force cancellation or interruption of a
cruise or trip.
· Default Protection - providing reimbursement of trip cost if the
tour operator, cruise line, airline or other travel supplier declares
bankruptcy more than seven days after the effective date of the policy.
· Change Your Mind - protection against cancellation fees when a trip
is cancelled for any reason.
Please keep in mind that these benefits are subject to change, but at the
time of this printing, were available. The above describes a comprehensive
cruise or travel insurance policy. However, as they say, one size dose not
fit all. You need to match your coverage requirements and budget restraints.
Again, dealing with Travel Guard International, some of their popular
products include:
· Cruise, Tour and Travel - Travel Guard's most comprehensive travel
insurance plan.
· ProtectAssist - Solid travel insurance for the budget-conscious
traveler - and Travel Guard's most popular plan.
· Cruise Guard - Travel insurance designed to surpass the protection
plans offered by the cruise line.
· Air Ticket Protection - Protects air ticket investment against
change fees, adds other assistance services.
· Student Travel Guard - A portfolio of student travel insurance
plans protecting students on virtually all types from Spring Break to
Semester Abroad.
We have identified, through the use of Travel Guard International's plans
and policies a vast number of cruise insurance options to compare. We have
stated before, but at the risk of being too repetitive, I think that it is
important to re-iterate. "You get what you pay for. Buyer beware!"
If you would like more information regarding
Travel Guard International or would like to get a quotation for cruise or
travel insurance, check out our article "Travel
Guard International Cruise Insurance".
For more information regarding cruise insurance, discount cruises, cruise
wear, and romantic getaways, check out our
Articles Map. To look for the
best cruise vacation with fantastic pricing, go to our
Discount Cruises main pages and
click on the merchant links there. You've booked your discount cruise; your
cruise vacation insurance is place; so all that's left is to get excited!
If you have any questions regarding choosing the right cruise line for
you, drop us a note at
info@a1-discount-cruises.com using the subject line "Questions".
For more information about cruises and products choose from one of the
following links:
Cruise ships for all inclusive resort
style Alaskan cruises, Caribbean cruises and romantic getaways !
Related articles for cruises and cruising!
|
